Portland Metro Area Real Estate

Looking for a realtor that can give you clear, easy answers to your tough real estate questions? I can help guide you through the complex and often confusing maze of buying real estate. My job is to help you protect your interests, while obtaining the best price, and terms possible. 
 

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
  
  
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  
  
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  
  
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
  
  
• Structure Your Purchase Offer- Price may not be the only consideration in structuring a purchase offer that is best for you. Other things may be equally important to you, such as terms and conditions of the offer, amount of deposit and possession date.
  
  
• Negotiating With Sellers- Sellers are concerned about many things when reviewing a purchase offer, including the ability of the purchasers to fulfill their agreement, terms and conditions of the offer, what items are to convey, breakdown of closing costs, even motivation and lifestyle of the prospective new owners! I will help you structure a strategy to create a winning scenario.
  
  
• Presenting The Offer- Most agents fax offers back and forth, with little explanation of the reasoning behind the offer price, terms and conditions. I will present the offer to the Seller's Agent and the Seller to explain the details and help the seller learn about you. This always helps, especially when there are other offers to consider.
  
  
• Prepare A Breakdown Of Closing Costs- I will prepare a breakdown of all your closing costs and prorations to give you an idea of what to expect of those fees.
  
  
• Handle All The Details! A lot has to happen between signing the purchase offer and closing. I will attend to all the details of the purchase and keep you informed with each step of the transaction.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
  
  
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  
  
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  
  
• Choose a REALTOR® that you trust and who understands your needs.
  
  
• Determine what neighborhood best matches your needs.
  
  
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  
  
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
  
  
• Government fees include deed recording and state & local mortgage taxes.
  
  
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
  

Find out how much your closing costs could be.